Reference

Legal Framework for Your poinjitu Account

poinjitu operates within a clear legal posture designed to protect your account, your data, and your rights as you access our lobby — where eligibility depends on local…

Jurisdiction-aware termsDANA & OVO transaction recordsAccount data rightsCookie policy includedContact path for legal requests
poinjitu Legal Framework for Your poinjitu Account
JALUR KONTAK HUKUM

Reach Us for Any Legal or Policy Matter

For any legal question — including data access requests, account closure under local law, or a dispute about a DANA or GoPay transaction record — our team is reachable through three direct…

Live Chat Available 24 hours a day, seven days a week. Start a chat session from any page on poinjitu.xyz and reference 'legal request' so the agent routes your case to the right team immediately.
Email Support Send a written legal inquiry or data-deletion request to our support email listed in your account settings. We confirm receipt within four hours and provide a formal response within 48 business hours.
Account Help Centre Log into your account on poinjitu.xyz, navigate to Settings, then select 'Help & Legal'. Submit a structured request form that automatically tags your case as a legal matter for priority handling.
KEAMANAN DAN KEPERCAYAAN

How We Protect Your Data and Account

Your account security and data integrity are handled through a set of concrete, auditable practices — not vague assurances.

Data Handling

We collect only what your account requires: name, email, and payment identifiers for DANA, OVO, GoPay or QRIS. We do not sell or share your personal data with third parties for marketing purposes under any circumstance.

Cookie Policy

We use session cookies to keep your account logged in and analytics cookies to monitor page performance. You can adjust cookie preferences from the footer of any page on poinjitu.xyz without affecting your account access.

Account Security

Your account password is stored as a one-way encrypted hash. We never see it in plain text. Two-step verification via your registered email is available and we recommend activating it from your account security settings.

Data Retention

Transaction records, including all DANA, OVO and QRIS deposit and withdrawal logs, are retained for the period required by applicable Indonesian financial regulation — typically five years — then securely deleted from our systems.

Right to Request Changes

You may request a correction, export or deletion of your personal data at any time. Submit the request via email or the in-account help form; we process it within 14 calendar days and confirm completion in writing.

Legal Contact Person

Our designated legal contact handles all formal policy and data-privacy correspondence. Contact them directly through the email address shown in your account Settings under 'Legal & Privacy' for the fastest routing.

Legal Questions We Hear Most Often

These are the questions we receive most consistently from account holders in Indonesia about our legal terms, data practices and rights. If your question is not covered here, use the live-chat channel available 24/7 on poinjitu.xyz.

No regional exceptions are applied within our platform. However, whether certain service categories are available to you depends on local law in your specific location. We display only what is permitted in your region.

Log into your account, go to Settings, select 'Help & Legal', and submit a data-export request. We respond with a structured file within 14 calendar days. Alternatively, email our legal contact listed in the same Settings section.

Yes. Submit a deletion request through the in-account help form or via email. We will delete all personal data except what we are legally required to retain — primarily transaction records tied to DANA, OVO, GoPay or QRIS activity.

Transaction records, including all QRIS, GoPay, OVO and DANA logs, are retained for the period required by applicable Indonesian financial regulation, typically five years, after which they are securely removed from our systems.

We notify you by email to your registered address within seven days of any material change. You can review the full updated terms on poinjitu.xyz/legal/ at any time. Continued use of your account after that window constitutes acceptance.

Contact us via live chat 24/7 or email, referencing the transaction ID shown in your account history. Our team escalates payment disputes — whether involving DANA, OVO or QRIS — to the relevant settlement team within one business day.

No. We use cookies only within poinjitu.xyz — for session management and internal analytics. We do not deploy cross-site tracking cookies or share browsing data with external advertising networks.